Mastercard World

Credit Card

An exclusive Credit Card designed for discerning individuals who value comfort, convenience, and exceptional benefits while traveling.

Earn up to AED 18,000 in annual cashback

Customers can earn flat 3% cashback per month capped at a Dirham value of AED 1,500 per month. With no parameters such as cashback earning differentiation on domestic spend, international spend, and/or category based spend.

Travel Features

Mastercard Priceless Specials – powered by the Entertainer

Enjoy priceless offers on restaurants, leisure attractions, spas, hotel accommodations and more across the Middle East, Asia, Africa and Europe. It offers you exclusive access to hundreds of deals from top venues and different categories such as

  • Food and Drinks: Fuddruckers, Cafe Bateel – Dubai, Chili's - Abu Dhabi
  • Attractions and Leisure: Lost Paradise of Dilmun, Adventureland, Fun City - Abu Dhabi
  • Beauty and Fitness: DS Ann’s Spa by DS Angel Spa WLL, Sisters Beauty Lounge – Dubai

Mastercard Lounge Program

With your World Mastercard, you get unlimited, complimentary access to over 1,000+ airport lounges in more than 450 cities in over 135 countries, as part of the Dragon Pass airport lounges network.

For availing the Lounges, please follow the below steps:

1. Download the Mastercard Travel Pass app and register your Invest bank World Mastercard card securely.
2. Use the app to locate lounges near you.
3. Confirm complimentary visits eligibility.*
4. Present the app QR code to the lounge receptionist.
5. Enjoy your lounge access.
*Guest lounge access will attract additional charges. Each cardholder, primary and supplementary, should show their individual QR code to avoid guest charges.

Complimentary Airport Rides with Careem

Enjoy 2 complimentary airport rides/year using the promocode MAUAE2

Other travel benefits:

  • Enjoy up to 10% discount on any roundtrip international booking via Cleartrip.
  • Hotel discounts on Onefinestay properties across London, New York, Paris, Los Angeles, Milan, French Riviera, and more, IHG Hotels and Resorts,
  • Car rentals discount on Hertz, Avis Car Rental, Budget Car Rental,
  • Global Data Roaming (by Flexiroam), enjoy complimentary 1 GB of data roaming, once per year.
  • Global Blue VIP Service, with your Invest Bank World Mastercard, you can enjoy, complimentary access to Global Blue City VIP Lounges to receive VAT right back, complimentary access to the Global Fast Track services at the airport VIP fast lanes available at the refund points.
  • Fulfill Visa Service provides comprehensive official visa services and peace of mind for travelers throughout the Middle East and Africa, specializing in the UAE and Gulf States.

Lifestyle Features

Bicester Village Shopping Collection

With your Invest Bank World Mastercard you get a VIP invitation, an additional 10% discount on purchases in the participating boutiques, 15% discount on shopping packages, 15% discount on chauffeur drive experience at participating villages, 15% discount on Shopping Express, and Access to VIP lounge.


Enjoy 20% off three rides every month on Careem.

Carrefour discount on online purchases

Get AED 40 off, when you shop at Carrefour online; for one order, every month.

MyUS Premium Membership

Shop at over 100,000 US retailers, and get fast, reliable, affordable, and international shipping.


Up to 20% off grocery or food orders two times per month on the Talabat App.

Gym Membership

Enjoy 25% discount on your first Fiit subscription and get fit with 800+ workouts with world class trainers.

Shahid (Arabic content streaming platform)

Shahid is an Arabic content streaming platform. It is the World’s streaming entertainment platform for Arabs. Providing the opportunity for Arab storytellers and entertainers to tell their stories, grow and become stars. The Shahid VIP plan allows you to access the trendiest and most popular series and movies in Arab world. Enjoy 50% off on the VIP monthly plan when you use your Mastercard card for the first time.

Peace of Mind

Travel Insurance Confirmation Letter

As an Invest Bank World Mastercard holder, you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.

Travel Inconvenience and Cancellation Insurance

Inconvenience is sometimes apart of travel, but you shouldn’t have to deal with it alone. When your luggage goes missing or flight delays interrupt your plans, your Invest Bank World Mastercard will compensate you for Loss of Baggage up to USD 3,000, Delay of Baggage up to USD 300, Trip Cancelation up to USD 7,500, Trip Curtailment up to USD 7,500, Trip Delays up to USD 300, and/or Missed Connections up to USD 300.

Travel Accident and Medical Insurance

You and your loved once deserve peace of mind every time you travel. For the greatest peace of mind, enhanced protection options are available to ensure that while you’re travelling, your health & safety needs are met promptly and efficiently. As an Invest Bank World Mastercard holder, you as well as your family, and your helper get Personal Accident Insurance up to USD 500,000, Emergency Medical Evacuation and Repatriation up to USD 500,000, Medical emergency expense up to USD 500,000, and/or Daily in-hospital cash benefit of USD 100 per day.

Schedule of Charges (SOC)

  • Annual Card Fee: Annual fee of AED 1,500 from first year onwards.
  • EPP Payment: 0% EPP.

Requirement and Eligibility

  • Have a minimum monthly salary of AED 25,000.

  • Treat your card as cash, never leave it unattended.
  • Sign your card on the signature panel as soon as you receive it.
  • Do not sign blank charge slips.
  • Never share your card details like OTP, expiry date, CVV or PIN with anyone.
  • Never put your card number or personal identification number (PIN) on the outside of an envelope or postcard.
  • Never put your PIN on the card or in your wallet or store them on your mobile.
  • Do not ignore any SMS alerts or calls from the bank regarding your transactions. Call our helpline immediately in case you notice any discrepancies.
  • Do not leave any card in your car’s glove compartment. An alarmingly high proportion of credit card thefts are from car glove compartments.
  • Ensure that you get your card back after every purchase.
  • Always check sales vouchers for the correct purchase amount before you sign them and keep copies of your vouchers.
  • Always check your billing statements and verify the amount of your purchases.
  • Make a comprehensive list of all your cards and their numbers and store it in a safe place.
  • Do not share any personal information when you use your card, other than the displayed personal ID as requested by the merchant.
  • Do not lend your card to anybody as you are responsible for its use. Some card disputes can be traced directly to customer’s family and friends.
  • Report lost/stolen/damaged cards immediately. The sooner you report the better the chances of stopping fraud.
  • Download our Mobile app to block and unblock cards at your will.
  • Check and report any unidentified transaction on your statement immediately.
  • Keep your card in sight when purchasing in-store and check that the correct card is returned to you.
  • Check that the package is intact when you receive a new card and report any lost or stolen cards immediately.
  • Always shred your card statements, receipts, and cut expired or damaged cards before discarding.

Documents available to view